Temporary Car Insurance – The Perfect Solution for Students?
However, few students are fortunate enough to be able to afford their own UK car insurance policy whilst living in student accommodation.
Temporary car insurance offers the perfect summer solution for students and parents alike, who are often reluctant to purchase an entire annual policy for their children if they spend two-thirds of the year away from home.
The premise of temporary car insurance allows drivers to purchase cover for up to 28 days at a time through a large percentage of the leading UK car insurance companies. Perhaps most importantly for parents, a short-term policy for their children covers any claims and protects the parents annual policy no claims discount.
The main catch for drivers interested in temporary car insurance is that many brokers stipulate they should be aged 21 and above due to the financial risks involved in insuring a young, inexperienced driver. Therefore these types of policies are rather more targeted to students in their latter years of studying, having held their license for at least a year.
A short-term UK car insurance policy can help students get to and from summer jobs, visit friends and family and enjoy leisure activities that would otherwise be a costly experience via public transport.
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