The Permanent Locum Plan pays the practice a regular sum of money to cover the cost of employing a locum or temporary replacement, if a doctor or key member of staff is unable to work due to ill heath or injury.
Key features of the policy include:
A choice of cover from £500 to £3000 per week
Claims benefits paid for up to 12 months per single claim
Multiple claims allowed for the life of the policy subject to re-qualifying periods
No waiting periods for linked claims
No evidence of costs are required for first 3 months of claim – to help promote short term flexibility where practices can cover the gap themselves by working longer hours and still receive claims benefit
Cover for insured doctors or staff up to age 60 or 65
Additional features include, cover for part-time staff working over 16hrs a week, jury service cover, compassionate leave, winter sports injuries, voluntary trips abroad, multiple member discounts.
Rob Lynch, the senior partner at MIAB commented:
We have worked closely with Pioneer on the Permanent Locum Plan for some time and I am very pleased to say it has paid off.
This is a top quality locum cover with many carefully considered features and benefits that will help GP practices maintain their service levels for their patients. It is also a simple and transparent policy which means there should not be any nasty surprises when you come to claim.
This new policy also represents further significant progress towards MIAB’s objective to provide a comprehensive range of medical protection plans via our IFA and intermediary network."
To obtain further information, or to get a no obligation quote for the Permanent Locum Plan, simply call one of MIAB’s specialist advisers on 01438 730210 (Monday to Friday from 8.00am to 6.00pm) or go to our website www.themiab.co.uk
The Medical Insurance Advisory Bureau (MIAB) specialises in providing locum insurance to GP practices.
The strengths of MIAB’s products and service is recognised by more than 50% of the country’s Local Medical Committee Buying Groups who have awarded MIAB preferred supplier status.
Established in 1888, Pioneer has been in income protection specialist for over 100 years. In 2008, the Pioneer and Exeter Friendly Societys merged, to create a healthcare specialist, focused on minimising the cost and impact of ill health for their customers.
Pioneer is acknowledged as one of the key innovators in the income protection industry, having been awarded the following accolades:
– Individual Income Protection Provider, 2009 Cover Awards.
– Income Protection Provider, LifeSearch Awards, 2008 & 2009.
– Highly Commended, Moneyfacts ILP Awards, 2008 & 2009.
– Five Star Award, Financial Adviser Online Awards 2009.
– Four Star Award, Financial Adviser Service Awards 2009.
Private Medical insurance available direct and through intermediaries.
Income protection policies available through intermediaries only.
Exeter Family Friendly
An online insurance brand, selling products and offering services direct to consumers that minimise the cost and impact of ill health for families.
Pioneer is a trading name of Exeter Friendly Society Limited which is incorporated under the Friendly Societies Act 1992 Register No.91F.
Registered address; Lakeside House, Emperor Way, Exeter England EX1 3FD. Exeter Friendly Society Limited is authorised and regulated by the Financial Services Authority – Register number 205309.