Drivers caught without car insurance are now being given an ultimatum purchase car insurance by the end of the year or face fines of up to £1,000.
Continuous Insurance Enforcement proposals recently submitted by the Department for Transport are expected to be implemented by early 2011. These latest stringent rules will prosecute car owners who have failed to purchase car insurance even if they do not use the vehicle.
There are solutions for drivers who do not currently use their vehicles. Cars that have been unused and uninsured for over a year will be eligible for off-road storage and drivers can seek official exemption from paying a car insurance premium.
Recent official statistics have suggested that over two million vehicles are driven uninsured across the country on an annual basis. 10% of drivers in built-up urban areas such as Manchester, Birmingham and London drive without a UK car insurance policy.
The minimum legal requirement to drive on British roads is third party car insurance. This only protects drivers from damage to third party vehicles and is the cheapest form of vehicle protection.
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