It seems the banking industry are nowhere near regaining customer confidence and respect following the recent Payment Protection Insurance scandal (PPI) in which the biggest financial institutes of our land were caught red handed swindling and cheating its customers. Millions of innocent consumers were systematically and deliberately mis advised and lied to for profit! It appears now; one bank in particular, has had another profitable little scam on the go!

HSBC has recently been fined £10.5m by the City watchdog for yet another mis-selling ‘adventure’, that of mis selling investment bonds to the elderly and sick in care. It appears that 2,485 customers of the bank’s subsidiary NHFA were both advised and encouraged to invest, in order to pay for their care costs.

The investments were sold by NHFA sales staff, from 2005, up to 2010: to the vulnerable and infirm, with an average age of 83 years! These people were residents in care homes, or about to enter long-term residential care.

In response: HSBC will pay £29.3m in compensation and has said it was “profoundly sorry”. Similar words to those used in the PPI mis selling scandal: but as the saying goes: words are cheap, words come easy.

The PPI scandal was however, far more lucrative. Payment protection insurance was supposed to provide protection for borrowers in the event that they were unable to make repayments toward their mortgage, credit card, or other type of loan. However, many lenders and financial institutions mis-sold PPI policies by offering them to individuals that were not actually eligible for protection coverage. As a result, many borrowers are now filing complaints and receiving their refunds.

High street banks and other providers absolutely loved PPI – it was very lucrative, carried large incentives and bonus payments: provided large profits for the banks while offering very little by way of return: It’s little wonder they fought so long and hard. PPI was intended to protect people who had taken out a loan or mortgage and ensure they were able to continue their repayments in times of hardship. Instead, it has served to only increase hardship for many millions.

Not all PPI complaints will lead to a bank or lender offering compensation. Payment Protection Insurance (PPI) refunds, although long overdue: are no less welcome as cuts and rises in unemployment begin to bite deeper. For many, the repayment of money due to them as a result of the scandal comes at a welcome time. Claims and loan refunds will no doubt ease the pressure for many households who will face hardship this winter due to spiralling energy costs.

If you think you may have been mis-sold a payment protection insurance policy, then speak to an expert. Whether you feel, or just fear you were mis-sold PPI by a bank, building society or other financial institution, you could be joining the tens of thousands who have already successfully received a full refund. You’ve nothing to loose, but perhaps, a lot to gain.

However, if you find the prospect of starting a PPI claim a daunting task, or don’t have the stomach to fill in lengthy questionnaires and having to deal with indifferent providers, then don’t worry – contact one of our team – we can usually give a quick answer as to whether you can claim back PPI, and if you can… we’ll act on your behalf – we’ll deal with the ‘indifferent sales staff’’.

If you have taken out a mortgage in the last 10 years there is a strong possibility that you could be owed thousands of pounds in compensation for payment protection insurance that was mis-sold to you.

For more information please visit us at http://www.ppireclaim4me.co.uk

Many mortgage providers and brokers got in to the habit of adding PPI to the mortgages they sold even though the customer didn’t want it or need it. This is precisely why heavy fines have been dished out by the Financial Services Authority and why those mortgage providers and brokers now have to pay thousands of pounds in compensation to their customers. The problem for a lot of people is that they have since swapped mortgages, lost their paperwork, or simply can’t remember whether they took out PPI. Yet despite these problems it is still possible to obtain a refund for any payment protection insurance policy that was mis-sold.

Finding out if you took out PPI and whether you’re entitled to compensation for mis-selling couldn’t be easier with PPI Reclaim 4 Me. A refund claimed today might not only mean a sizeable reduction in your monthly mortgage payment but you could also receive a lump sum in cash. Simply call us today on our free phone number 0800 044 5196.

There are many glitches that a Brit can come across when getting insurance claims paid and the biggest thing is not having the help of a loss assessor.

Loss adjusters may inform people of their independence and impartiality however they have been instructed by the insurers to act on their behalf. They are employed by the insurance company to act in their best financial interest, not the claimant, so without the assistance of a loss assessor you could be left standing out in the cold.

Presenting a potential claim to insurers can be complicated and troublesome, so ease yourself of all the stress and pressure and contact a professional loss assessor right from the start.

Salmon Assessors operates 365 days a year, 24/7, so if you are worried that your building’s insurance claim isn’t going to be approved, if you have found that the insurance company has thrown your claim out, let the specialist loss assessors work for you.

The firm’s vast wealth of experience has enabled it to establish a respected and trusted name in the industry. Let them do all the hard work for you and carry out the huge amount of labour and effort that goes into pursuing a claim; meaning you can just sit back and wait for them to negotiate and successfully win your claim.

Salmon Assessors fight to ensure that you get every last penny that you deserve and they act for claims all over the United Kingdom and Northern Ireland. The experts achieve phenomenal results and they simply do not know the meaning of giving up. They are the company that other loss adjusters often turn to when they need advice; so contact the friendly team today on 020 8346 6060- they are only interested in protecting and helping you.

PPI claims specialist PPIRefundsUK.co.uk reveals that just over 10% of it’s visitors access the website through an iPhone, iPad or Android device.

To coincide with the much anticipated release of the new iPhone 4S, PPIRefundsUK.co.uk have done some digging and unearthed a few choice stats about the visitors to their website. The PPI claims company commissioned research into the devices used to access their website in an attempt to make sure every browser is being catered for.

The results were surprising and go a long way towards confirming that new mobile technology is providing a trusted and user-friendly platform for web browsing. According to the stats, the following tech was used to visit www.PPIRefundsUK.co.uk over a one month period:

- 5.1% of visitors used an iPhone
- 2.7% used an iPad
- 2.2% used an Android phone

Speaking about the findings, Richard Power, Head of Customer Care at PPIRefundsUK.co.uk, commented: “We knew that our customers used a variety of devices to access our site because often they’ll mention it when speaking to one of our PPI claims advisers, what we didn’t know was just how many ‘mobile customers’ we actually had.”

Mr Power went on to say: “We were very surprised when the research came back showing that 10% of our customers are using iPhones, iPads or Android devices. Luckily we’ve always ensured that our website is compatible with mobile phone and tablet browsers, so the user has the best experience possible.”

The team at PPIRefundsUK recently completed updates to the website for the release of the iPhone 4S, guaranteeing that customers viewing the website on an iPhone will see exactly the same as those using a PC or Mac. All of the free information, the PPI FAQ and the claim process at http://www.ppirefundsuk.co.uk is identical on any device and as always, the freephone 0800 840 72 92 number is there if any help or claim advice is needed.

Here at Blackbox Telematics, we have officially launched our new Web site! You can find it at the same address as our previous site: www.blackboxtelematics.co.uk

If you haven't already discovered it, we encourage you to go online and take a look now.

Among the many things you will see our screen shot demo this is available to all non clients or subscribers with just a click. We would the ask you to contact us to arrange an online demonstration live to see how the solution functionality best fits your business.

You will also find detailed explanations of the of each of our solutions from Vehicle Tracking, Personal Tracking, Asset Tracking, Driver ID, DVLA Driver Licence Checking, Driver Behavior, Driver Distraction Systems "and much more.

We hope you will find the new site to be easy-to-navigate, informative, and helpful. We will be adding new information and resources on a continuing basis, so that the site remains timely and is increasingly useful.

Please feel welcome to share your feedback with us on Facebook, Twitter (Blackbox Tracks) or, you can write to Blackbox Telematics executive director, Allan E Gibbons, who spearheaded this ambitious project. (info@blackboxtelematics ).

We look forward to hearing from you today.

Kind regards

Blackbox Telematics Ltd.

vehicle tracking, fleet tracking, fleet management, gps vehicle tracking, vehicle tracking system,

Advantech-DLoG, a leading mobile computing platform provider, is glad to announce the TREK-510, an economical and compact ARM-based, industrial-grade, in-vehicle box computer. It fills a niche for customers who need a simple system with necessary functionality: tracking, positioning, and I/O with complete WWAN support, including GPRS, CDMA or HSDPA. The TREK-510 mobile data terminal makes in-vehicle communications more efficient, monitors on board vehicle systems and driver behavior, and helps fleet managers effectively operate and manage their fleets. TREK-510 is a no frills workhorse, with just the right features at a lower cost, designed for local fleets such as short haul trucking, couriers, local common carriers, private delivery fleets, utility cars, and waste disposal trucks. It is the best solution for the next generation of in-vehicle, microprocessor"based black boxes, filling entry-level and middle-range markets. Coupled with the TREK-303 Smart Vehicle Display, with auto light sensor and easily installed single cable connection to the computing box, the solution provides a strong foundation for a wide range of fleet in-vehicle needs.
Nowadays fleet owners are placing higher and higher demands on mobile data terminals for fleet management systems"a job that standard systems can no longer do adequately. TREK-510 is a great step up for customers who are looking to upgrade from a microprocessor-based black box to a dedicated, in-vehicle data terminal loaded with advanced features. And customers can easily develop their applications to run on TREK's familiar Windows CE platform, reducing overall development time.

TREK-510 Product Features at a Glance:
A.Able to Manage Advanced Vehicle Diagnostics
TREK-510 supports advanced vehicle diagnostics using CAN bus technology and adhering to the J1939 standard. This allows it to be easily interfaced to vehicle components with a twisted pair connection, and to communicate real-time diagnostics information to the driver or central dispatch office. This efficient information exchange preempts component failure and keeps vehicles on the road longer, saving money and helping fleets remain competitive.
B.Designed Specifically to Meet the Challenges of an In-Vehicle Environment
TREK-510 works in transient power conditions, cramped spaces, and fluctuations in cab and vehicle temperatures. It is SAE J1455 Class A/ SAE J1113 certified, and it also meets ISO7637-2 standards. Power management software (with ignition on/off, delay on/off, and low battery monitor) guards against electrical noise and surges, and prevents system damage. TREK-510 operates in a range of temperatures from -30C to 70C, and the chassis is sealed and certified against shock and vibration, passing the MIL-STD-810G, Method 516.5 military grade standard.
C. Friendly SW Development Environment
Software development is always a headache for micro-processor based platforms. TREK-510's Windows CE operating system makes using the terminal intuitive. An SDK assists customers with rapid application deployment across the entire TREK family of products.
D.ARM Technology Brings Additional Benefits
Efficient use of power is ensured with the TREK-510's ARM-based STMicro Cartesio SoC. Low power consumption is ideal for in-vehicle applications. When the system is running in normal mode, this is around 3 watts (with no peripherals or display). Low power consumption and the ability to operate under adverse vehicle conditions ensure continuous performance in critical applications.
TREK-510 is available now; please contact a sales representative or visit the Advantech website (www.advantech-dlog.com) for more information on in-vehicle computing solutions.

###
About Advantech-DLoG:
DLoG GmbH, acquired by Advantech in March 2010, was established in 1985 and made a name for itself as a global player in the field of industrial applications and in-vehicle computing in extremely demanding environments, including construction machinery, fork-lift trucks and mining engineering, as well as in industrial manufacturing. The new brand name, Advantech-DLoG, combines the experiences and leading market positions acquired by both companies in the past with plans to develop Advantech-DLoG into a worldwide leading supplier within selected vertical markets such as warehousing, heavy duty and fleet management, delivering industry leading innovations, a very high level of quality, and backed by an extensive support, sales and marketing network of more than 3,600 dedicated employees in 18 countries and 39 major cities to deliver fast time-to-market services to our worldwide customers. (Please visit http://www.advantech-dlog.com ).

London, UK – 23/06/2011. Haulage industry is often at the mercy of factors outside of their control. This was apparent during the recession in the UK, beginning in 2008. Couriers who relied on old means of networking and finding new work and customers were hit as the public became more hesitant with any expenditure and looked for savings where ever possible. In addition, fuel prices climbed at ever increasing rate, hitting £1.30 in April, 2011. Shiply was founded in June, 2008 and has been a source of work for transport providers during a less than forgiving climate. By using Shiply (http://www.shiply.com/) to fill on route backloads, couriers are able to place competitive quotes which would normally not be available through conventional means. This in turn has attracted more and more users to list their shipments on Shiply, whether when they require a furniture delivery service for an eBay item or motorcycle transport up and down the country.

Robert Matthams, Managing Director said: "Shiply provides independent transportation companies with revenue opportunities that are no longer limited to their location, area of specialisation, size of their sales force or marketing capabilities."

Mr Matthams went on to add: "Literally anything from a small box, to cars, boats or even entire household removals can be listed on the site. Transport providers are notified when there are shipments that match their company profile and the tools are in place to assist them in placing bids. They are able to place as many bids on as many shipments as they like free."

Many transport providers who use Shiply see an increase in their customer base. Utilising backloads means potential customers are no longer confined to a particular area. At any one time there are thousands of eBay items that are being listed as potential shipments on Shiply, Shiply is also partnered with eBay Motors, meaning demand for car transport is substantial.

United Couriers, a car transporter on Shiply shared their experience: "Shiply has helped us a great deal as it has helped to fill our vans when they have been half full and given us extra work when we have not had any work booked in. The economy has hurt our business and Shiply has been a life saver as far as I am concerned."

European transport providers can also use Shiply as a source of work across Europe. Shiply has been established in Germany, France, Spain, Italy and the Netherlands, opening up thousands more potential deliveries for those equipped to carry it out.

Moving house can be stressful and hectic. You not only have to think about the things you are moving (which can literally be everything but the kitchen sink!) but also the people you are moving with. Pets can easily get forgotten in the hassle of moving. Leading removal service The Removal Group offer handy hints and tips on moving with pets.

The first and foremost thing to do is to keep pets away in a quiet place so they can’t escape when doors are being opened and closed. Also, buying a high-quality pet carrier will ensure your buddy has a comfortable journey. There is nothing worse than an uncomfortable pet growling or hissing for the whole journey! Make sure they are familiar with the cage; if it is a new carrier, encourage them to use it before you use it on moving day.

Animals, much like babies, recognise scents. If it is a new carrier, it is likely it does not smell familiar, and can cause your pet to become agitated inside it. Putting a piece of cloth in there with your scent on it will ensure this does not happen. Essentials such as food, water, a leash and newspapers to keep your car clean, are vital when moving home with pets. Giving your pet water at regular intervals will ensure they do not get dehydrated, which can happen very quickly in hot weather. Never leave pets in a vehicle in warm weather as this can injure or even kill them because of the rise in temperature.

The firm, which has had a wealth of positive removal group reviews, also recommends you cover the cages of birds and small pets such as hamsters and gerbils with a cloth to avoid them escaping. Birds can be extra sensitive to sudden temperatures so try and keep the temperature in your vehicle as constant as possible.

The removal group complaints advises you check with your local pet store when moving fish, as these can be particularly difficult, especially if they are tropical fish. Essentials to include in your pet travel kit, aside from food and drink, include dishes, a can opener, a scooper and plastic bag for those “accidents”, a few treats, their favourite toys and some kind of bedding to ensure the comfort of your furry friend.

The Managing Director of the Removal Group said: “We appreciate it can be difficult to move with pets and this is why we have this comprehensive list on our website. It is by no means exhaustive but it should get you started. Your removals co-ordinator will assist you through all these points, and more, when you move with us.

“When you find out your new address, the first thing you should do is get them a pet ID tag that includes your address and at least one phone number. It is also best to prepare your new home for your pet before you move in, if possible, to ensure maximum comfort for them and to make your move that much easier.”

Removal Group Review: The Removalgroup can offer you the highest standards of UK house removals, European RemovalsandInternational moves at the most competitive prices. No removalgroup complaints. The Removal Group liaise with thousands ofremoval companies nationwide and worldwide booking thousands of removals and shipping each year. With Removal groups buying power, we demand great savings that we pass on to you, dramatically cut the cost of your house removal or office move.

The removal group are proud to publish this kind customer testimonial:

The removal group reviews

“Not one to usually sing the praises of anybody especially a business but when I used Removalgroups services twice I couldn’t off had a complaint. Me and my wife had been together just three months when we decided to marry and live together. Being our second marriage and you may say a tad older than usual, we may of rushed into it. A week before the wedding we had all our things moved to the new house.

The wife being so occupied with the wedding I decided to use removal group, her comments being I was lazy and foolish to organize this before the wedding. The removal group were removing two separate households into one. After ordering removal group I had a review of the situation and decided I would not take up any extra services and use them purely for removals to save money for the wedding. So after packing up all my things and my wife’s, I was organized for the removal group’s arrival. They were extremely professional making sure they did all the carrying noticing my fragile elderly state. I travelled behind the removal group to check I couldn’t have a complaint. They unpacked all the things in the rooms they were being organized which was very helpful, and much easier to unpack. I took the next couple days after Removalgroups job unpacking gaining many complaints of not being involved in my wedding.

So first removal group review was a very professional one and they shared comments of good luck in the wedding. Well after the final stages of wedding planning I was finally married, again. The honeymoon you could describe as hell on earth, after a week of living this women even in Bahamas was unbearable all she had was complaints, we reviewed our situation and after marrying decided to slow things down, not the tradition I was expecting.

So after a tense flight home I decided to move out of ‘our’ new house giving her space. Enter the same removal group specialists, they arrived with no complaint and even knowing our situation they made no comments, which I am entirely grateful for. I spent a day packing up my things, the Removalgroup not only took all my things out again they remembered where to put them when we got back to my previous house. Removalgroups lack of complaints even though clearly reviewing the situation was amazing. The professionalism of the service was substantial. Removal group complaints saved me from everlasting complaints.

After three months apart, my wife and I are thinking about living together, a sentence I never thought I would say. I will be moving back into our house, without complaint. Removal group will be contacted soon by their most regular customer and biggest fan. Only complaint is surely I qualify for a discount….”

The Removal Group are proud to post this fantastic happy customer experience:

“I run an accountancy firm which was based in a large office area in London. But with such high renting cost and a falling economy I was left no choice but to move the company or shut down. I was moving to a cheaper destination but still able to keep contacts and get new ones. After searching the internet, we choose Removalgroup as their review and comment pages represented what we needed. After a very simple and quick booking removal group reviews had given me a positive look for the future for our business.

We had many staff members who even though had a structured movement with Removalgroup had complaints above the movement, we had to review our situation. We contacted Removalgroup and they had no complaint on our delay of move. But instead Removal commented on how to help and also explained how the Removal group complaints dept could provide CDs which would review the new area the business was locating and which would be provided to the staff. To help them understand the new area removal group was delivering them too, so complaints would become constructive or extinguished. We used this service most complaints were extinguished but we did have to leave some staff for cost reasons.

Once we contacted Removalgroup again they were available to our services very quickly and we were given very clear easy to follow removal group checklist helping us prepare for the move of our business. In the matter of hardly any time we were set up in our cosy new offices. Removal Group had really supplied a efficient movement of our company.

The new office we arrived in just seem to be a new fresh version of our offices back in London, although those lost through staff reductions will be missed this new cosy atmosphere available at these offices has really surprised all of us how these more laid back lifestyle can really benefit all of our lives.

However the business with this change has created more demand available and the business surprisingly is once again growing to the extent that we are committed to extending the offices and even looking to open a branch in the city centre again meaning maybe the use of removal groups services again to move a lot of our staff back home.

About Us: I am a very happy customer of removal group as they have made mine and others lives easier.”